Collateral-backed P2P lending in Cambodia

Earn monthly returns funding real Cambodian businesses.

Invest RIEL in collateral-backed loans, diversify across borrowers, and receive interest every month.

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Collateral-backed Monthly interest

Real collateral · Verified

8%–15% / yr Target annual return

Collateral-backed Every loan secured

Cambodian Heritage Trust

Real assets, secured the Angkor way.

Every loan on Angkor is backed by a tangible asset — a vehicle, a machine, the tools a Cambodian family works with every day. Built on the heritage of trust that has carried this land for centuries.

Real collateral, not promises

Each loan is secured by a single physical asset, valued and photographed before funding opens.

Motorbikes

Max LTV 60%

Vehicles

Max LTV 55%

Equipment

Max LTV 55%

Farm machinery

Max LTV 50%

How you get paid

Interest lands in your RIEL wallet every month. Your principal returns in full at maturity.

Monthly interest Principal + final interest

Month 1 Interest

Month 2 Interest

Month 3 Interest

Month 4 Interest

Month 5 Interest

Maturity Principal + interest

Example: a 6-month loan pays interest each month, then returns your full principal with the final interest at maturity.

Start in 3 steps

How it works

From topping up RIEL to monthly returns — anyone can start in minutes.

1. Fund your RIEL wallet Send RIEL.

2. Choose loans & diversify Spread your funds across multiple borrowers, each screened and managed by Angkor.

3. Earn every month Receive interest monthly + principal at maturity.

Open opportunities

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Goal 300,000 0 investors

Goal 2,300 0 investors

Goal 7,000 0 investors

Annual Rate 12%

Term 6 months

Why invest with Angkor

One collateral per loan Every loan is backed by a single dedicated asset.

Transparent ledger Track every contribution and repayment in RIEL.

Flexible exit options* *Once a loan has started it can no longer be cancelled; on early exit, only a loss based on the initial collateral rate applies. Example: for a 12-month product at 10% p.a., exiting after 6 months, the monthly interest already paid (6 months) is kept, and your principal is returned after deducting the initial collateral rate of 10%.

Investing carries risk. Borrowers may pay late or default — repayment then relies on collateral recovery and may be partial or delayed. Withdrawal terms vary by stage: while a loan is still recruiting you can cancel at no cost and recover your full principal; once it has started it can no longer be cancelled, and an early exit keeps the interest already paid but deducts the product’s initial annual rate from your principal.

Put your RIEL to work

Join investors funding Cambodian businesses and earning monthly returns.

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